HOLISTIC

financial planning

There are some questions that Google can't answer. But more importantly - there are some things that Google can't ask you! With the increasing automation around us, we need to choose to have people in our lives who build relationships of trust and can help us ask the right questions about our futures.

As personal wealth managers - this is what we're good at. It's not about what financial products you choose, or what investment vehicles you select; it's about why you make those choices, and knowing exactly what choices may serve you and your family best.

Let's ask those questions together.

What is Personal Financial Planning?

As the word suggests this differs from person to person. A Personal Financial Plan cannot be a one-size-fits-all solution. Instead, it needs to be tailor-made to suit each individual person’s circumstances.

It is about objective, measurable advice that should result in a plan to manage their current and future financial needs and goals.

As part of this process we help clients to identify and manage the financial risks and obligations that they might face. These include:

  1. Dying “too soon” and leaving debt and/or dependants who need to be taken care of.
  2. Living “too long” and running short of money.
  3. Suffering a disability (for short or extended periods).
  4. Building up funds for emergencies.
  5. Avoiding or paying off debt.
  6. Minimising tax.
  7. Thinking long term, with savings and investments.
  8. Asset Allocation. Asset Allocation involves dividing an investment portfolio amongst different asset categories, such as shares, bonds and cash. The process of determining which mix of assets to hold in a portfolio is a very personal one.

Financial Planning needs to be holistic. It cannot be done in isolation, because it has an effect on all areas of the client’s life. It is also about simplifying unnecessarily complex products that can sometimes appear to have been designed to avoid revealing the real costs and risks involved.

We recommend that our clients review their financial plans on a regular basis. This should be done annually, and every time there is a significant life-changing event, such as a birth, marriage, divorce, retirement, and the purchase or sale of a property.

About us

Personal Wealth Managers was established in 2000 as a financial planning practice.

Over the years, the business has become well respected in the financial services industry.

Mission Statement
  • To provide our clients with the best financial planning and investment management advice and services available.
  • To be recognised as professionals and to set a standard of excellence in our profession, reflecting the importance of our work
Our Approach
  • We believe that everyone should have a financial plan. Our approach is to help people understand and deal with their hopes and fears about their future financial needs.
  • We try to make this process uncomplicated and easy to understand for our clients.
  • All financial plans need adjusting at every stage of an individual’s life. We guide and assist our clients to manage this.
Services

We follow a careful due-diligence process by gathering information from our clients so that we can align our advice to their specific needs.

We offer the following services:

  1. Comprehensive Personal Financial Planning
  2. Retirement Planning
  3. Tax Planning
  4. Estate Planning
  5. Children’s Education Planning
  6. Post Retirement Planning
  7. Local Investments
  8. Offshore Investments
  9. Risk Planning – Life Assurance, Critical Illness, and Income Protection
  10. Assistance with Budgeting
  11. Wills.

Gloria Mac Connell

Financial Planner
082 900 0745

Sue White

Financial Planner
083 444 6515

Gavin Maskell

Accountant & Office Manager
(021) 762 9888

Reneé Botha

Administrator
(021) 762 9888

Robyn Taylor

Administrator
(021) 762 9888
About Gloria

Contact & Bio
T: 021 762 9888
C: 082 900 0745

Gloria has been in the Financial Services industry for over 30 years. She enjoys the challenge of encouraging people to save for their Retirement and for their long term goals and dreams.

Relationships with her clients are of paramount importance and as their trusted advisor she usually gets involved in all aspects of her clients’ lives.

For Gloria, Personal Financial Planning is about knowing that your financial future is in good hands so that you can enjoy the new challenges and opportunities that life and retirement bring. Her life revolves around her clients and (surprisingly) she enjoys the challenge of ensuring that her knowledge remains current in an ever changing environment.

She enjoys her family and friends, loves cooking, entertaining and of course, travelling too!

About Sue

Contact & Bio
T: 021 762 9888
C: 083 444 6515

Sue has over 25 years of financial planning experience and offers financial planning and investment advice to clients throughout all stages of their financial journey. She follows a careful due diligence process in doing this to align the investments with her client’s risk profile and specific needs at the time – right from the first pay-check to the last and then on into retirement. Like the rest of the team at Personal Wealth Managers, she manages the investments in her care on an ongoing basis ensuring that they continue to be appropriate for the client’s needs and stage of life, recommending changes where appropriate. She prides herself in being approachable and committed to excellent service and individual attention.

OUR PROCESS

explore | create | choose

EXPLORING YOU

Most financial plans begin and end with the products. Your plan needs to begin and end... with you.

CREATE CHOICES

Having asked the right questions about your life, we will research and create the financial choices that you can choose to best suit you.

CHOOSE

With a clear understanding of who you are, and what you want, you can make powerful and informed choices.

REVIEW AND ENHANCE

Your life will keep changing, and you should be able to change your choices too. We can review your plan and enhance it when needed by exploring, creating and choosing.

ALWAYS IN THE KNOW

Empowering you to create
the choices you need to make.

RECOMMENDED BY

hear it from our clients

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SUM WUN ELS

CEO of Walmart

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TESS T. MONIAL

Dentist

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BILL E. VABLES

Foundation Phase Educator

Financial Advice that is tailored
to you and your choices.

CONTACT ME

let's get in touch!

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